Security and privacy
Private by design. Accurate by obsession.
Your balance sheet is the most personal thing you own after your health records. We treat it that way.
Private by design. Accurate by obsession.
Every number and input is encrypted.
In transit and at rest. Your balance sheet is yours.
Never shared or sold.
Partners only see what you choose to send, when you ask.
Read-only connections.
Koshi can see balances. It can't move money.
Delete everything, any time.
One tap removes your data from Koshi for good.
What Koshi can and can't do
Koshi reads balances and transactions so it can show your net worth, your spending and your runway. It cannot move money, place trades, open accounts or buy products for you. There is no button in Koshi that moves money, because we never built one.
Encryption
Every number and input you give Koshi is encrypted in transit and at rest. Access inside Koshi is limited to the people who need it to run the service, and every access is logged.
Connections
Bank connections use your consent and read-only access. You can disconnect any account at any time, and Koshi stops reading it straight away. If you'd rather not connect, you can upload statements or type rough numbers instead.
Never shared or sold
We don't sell your data, and we don't share it for advertising. If you ask Koshi to show you options, for example to refinance a mortgage, a partner only sees what you choose to send, at the moment you choose to send it.
Delete everything
You can delete your account and all of your data from inside the app. Once deleted, it's gone from Koshi.
Accuracy
A wrong number is a security problem too. Koshi shows where every figure comes from, values property as a range with a confidence level, and tells you when data is limited.
Koshi provides information and alerts, not regulated financial advice.